What should I check to avoid being mis-sold?

For investment-type products, check the return structure, risk grade and investment risks in the product description and key summary document, and ask the seller to explain them in plain terms.

If something is unclear, ask for further explanation before signing, and answer the investment profile assessment truthfully. After signing, check that you have properly received the contract documents and keep them; this will help you exercise your rights if a problem arises.