Asset Allocation & Risk
What happens if I don't rebalance and just leave my portfolio alone?
Русская версия этой страницы готовится. Пока текст показан на английском.
Over time, the weight of assets that have risen a lot grows, and the portfolio may become more aggressive than originally intended or, conversely, more conservative.
If a sharp short-term fall hits when risk has grown excessive, investors are prone to the mistake of selling at the bottom. Conversely, if the portfolio becomes too conservative, long-term returns may be lower than expected.
This answer is general financial information as of 14.10.2026, not investment advice. Rules and tax rates change, so please also check the latest guidance from the source institution.