Asset Allocation & Risk
What happens if I don't rebalance and just leave my portfolio alone?
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Over time, the weight of assets that have risen a lot grows, and the portfolio may become more aggressive than originally intended or, conversely, more conservative.
If a sharp short-term fall hits when risk has grown excessive, investors are prone to the mistake of selling at the bottom. Conversely, if the portfolio becomes too conservative, long-term returns may be lower than expected.
This answer is general financial information as of 2026-10-14, not investment advice. Rules and tax rates change, so please also check the latest guidance from the source institution.