Investor Protection
How does the Financial Consumer Protection Act classify financial products?
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The Act divides all financial products into 4 types: deposit-type, loan-type, protection-type (insurance) and investment-type products.
Stocks, funds, derivatives, trust contracts, discretionary investment contracts, P2P-linked investments and the like are investment-type products. If a product has attributes of two or more types, it is regarded as belonging to each of those types.
This answer is general financial information as of 14.10.2026, not investment advice. Rules and tax rates change, so please also check the latest guidance from the source institution.
