Attached documents are available in Korean only.
Credit Information Utilization System
Pursuant to Article 31 of the Credit Information Use and Protection Act, the Company hereby discloses, as follows, the system for utilizing the credit information it manages.
1. Types of credit information and purposes of use
1) Purposes of use
(1) Determining whether to establish and maintain commercial transactions, such as financial transactions, applied for by the relevant credit information subject
(2) Management of investment assets, such as collective investment property
(3) Other cases prescribed by the provisions of the Act or other laws
2) Types of credit information
The types of credit information managed are those items of information listed below that the Company may use under the provisions of the Act, its Enforcement Decree and other laws; the specific content of each type of credit information is governed by the relevant laws and regulations.
(1) Identification information
(2) Credit transaction information
(3) Information on disruption of financial order
(4) Creditworthiness information
(5) Public record information
2. Recipients, recipients’ purposes of use, and types of credit information provided
1) Recipients
Korea Credit Information Services, Korea Financial Investment Association, Korea Securities Depository, Korea Exchange, financial investment business entities, and other
public institutions, etc. to which information may be provided under the Act and other laws
2) Recipients’ purposes of use
As prescribed by the provisions of the Act and other laws.
3) Types of credit information provided
Identification information, credit transaction information, information on disruption of financial order, and creditworthiness information may be provided.
3. Retention and use period; procedures and methods for destroying credit information
1) Retention and use period of credit information
Credit information may be retained and used for the period permitted under the Act and other laws.
However, for information that must be retained and used for a separate period to meet the requirements of laws, regulations and supervisory regulations,
the above retention and use period may vary.
2) Procedures and methods for destroying credit information
Credit information stored in the form of electronic files is destroyed using technical methods that make the records irreproducible,
and personal information recorded or stored on paper documents is destroyed by shredding or incineration.
3) Where credit information processing is outsourced, details of the outsourced work and the outsourcee: Not applicable
4. Rights of credit information subjects and how to exercise them
1) Right to request provision of and access to one’s own credit information
A credit information subject may, upon presenting proof of identity, request
the provision of or access to their own information.
2) Right to request correction of one’s own credit information
A credit information subject may request correction if their credit information differs from the facts.
3) Right to request notification of the provision of credit information
A credit information subject may request to be notified of the details of the provision of their credit information
during the most recent one-year period.
4) Right to withdraw consent to the provision and use of personal credit information
Where a credit information subject has consented to provision for purposes other than assessing their creditworthiness, etc.,
they may withdraw that consent to the provision of personal credit information in writing or by other means.
5. Credit Information Management and Protection Officer
1) Name: Seong Jeong-a
2) Position: Compliance Officer
3) Contact: 02-786-5325
