What information is used to judge suitability?

For investment-type products, whether the consumer's capacity to bear losses is appropriate is judged by considering together the purpose of the transaction, the contract period, attitude toward risk in light of expected gains and losses, understanding of financial products, financial situation, investment experience, age and so on.

For loan-type products, repayment ability is judged by the purpose of the transaction, the plan for repaying principal and interest, credit, income, debts and assets, fixed expenses, age and so on. Because the financial company makes its judgment based on the information the consumer provides, it is important to answer truthfully.